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Refinancing Tips

Take It And Run: Ilyce's Corner
By Ilyce Glink for Right at Home Daily

Start by shopping around for the best rates and terms. Talk to at least five different types of lenders, including a credit union (if you belong to one, this is typically your least expensive way to go), a local bank, a mortgage broker, a national lender, and an online aggregator of lenders.

Look into "zero point, zero fee" loans. Once all of the fees have been stripped away, it's easy to compare the true cost of the loans. This will help you save from the get-go.

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