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Steps And Procedures To Building A New Home

"Thoroughly thought through." These words just roll off your tongue like the clue to a riddle. In a way it is. Building a home can be much like a riddle that requires deep contemplation and educated decision making. The following is a step-by-step guide that you should use when venturing to build your dream home.

Decide What Kind of Home You Want
Much like choosing a haircut or a wardrobe, knowing what you want in advance makes things much easier to communicate to those who are helping you build your dream home. Try cutting pictures out of magazines and give your contractors a visual image of how you want your home to look.

Set Your Budget
How much are you willing to spend? This is a little different than how much you can spend. Realize that you'll have to buy land and the home. This will almost surely require a bank loan in the form of a mortgage. Keep in mind that budgets almost always change. For instance, interest rates can fluctuate rapidly. Make sure there is some flexibility in your budget so you don't have to stretch yourself too thin. It would be a shame to have to abandon parts of your dream.

Find Your Land
This could be just as important as finding which home you want. You'll want a nice neighborhood with low taxes and easy access to your favorite amenities. Do you like gardening? Make sure that the land you are building on is suitable for gardening. Also make sure that you are building in an area where you find the property laws acceptable.

Choose Your Designer
Choosing a reputable designer or contactor is the best way to save money. First of all, local banks will know the reputation of the contractor and if you already have one lined up with an estimate, the bank will be more likely to grant you the loan that you want. Also, a good designer will know all the subtle intricacies that go into building a home. Don't take on too much responsibility yourself. Let the designer take some of the burden. After all, that's what you are paying him for.

Constructing the Home
Realize that building a home will take time and plenty of patience. There will be bumps in the road (sometimes literally). Do not make snap decisions just to get the project finished on time. Remember this is your home. It only takes a few months to build, but it should last a lifetime.

For information on how to build a slab foundation, visit our Build a Slab Foundation article.

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